Legal access follows local rules
Our Legal terms set the conditions for creating, using and closing an account. You must provide accurate details, protect your login credentials and complete any phone or identity confirmation requested before account access. Eligibility depends on local law, and we may restrict access where local law
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permits or where required account checks are incomplete. Wallet activity is recorded against the account that initiated it, so DANA, OVO, GoPay and QRIS references should match your verified details. Bank transfer and virtual account records may also be checked against the stated account name. We
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do not treat a payment receipt as permission to bypass an account restriction. If a rule changes, we publish the applicable wording through the Legal section and explain which account action is affected. Read these terms before opening an account and keep a copy for your
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own records.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.